A simple way to think of medical payment coverage (a.k.a. "med-pay") is that it is health insurance built into your auto policy to cover medical treatment related to a car accident. Thus, you cannot use your med-pay coverage to get a flu shot. The medical treatment it covers must be connected to a motor vehicle accident. Additionally, it will only cover medical treatment up to your med-pay limits. Once your limit has been met, your auto insurance will stop paying for further treatment.
Part of living in Wisconsin is having to sometimes share the roads with Amish buggies. Ordinarily, the buggies are equipped with reflective triangles to warn other vehicles that they are there and moving slowly. It not known whether a buggy recently involved in a car accident had a triangle on the buggy.
Winter weather in Wisconsin has been the cause of more than a few accidents over the years. This year has been no exception. A pile up on Highway 41 involved approximately 26 cars, and another car accident in Nekimi resulted in a fatality.
Often someone has recently been injured will ask what they should do after having reported the accident to law enforcement and seeking initial medical attention.