Uninsured / Underinsured Coverage
A simple way to think of medical payment coverage (a.k.a. "med-pay") is that it is health insurance built into your auto policy to cover medical treatment related to a car accident. Thus, you cannot use your med-pay coverage to get a flu shot. The medical treatment it covers must be connected to a motor vehicle accident. Additionally, it will only cover medical treatment up to your med-pay limits. Once your limit has been met, your auto insurance will stop paying for further treatment.
Last year, we examined the statistics that compare urban streets to rural roads in terms of car crashes and overall safety and wrote a blog about what we found.
Although a hit and run is usually referred to as a type of accident, it is actually the action of the driver when he or she leaves the scene that is considered the true violation. A hit and run violation may involve everything from striking a pedestrian with a vehicle to hitting another vehicle or even striking a fixed object such as a fence or gas pump.
Now that 2013 is over, the Accident Records Unit of the Wisconsin Department of Transportation is tallying up numbers regarding accidents on the state's roads. One of the first statistics the unit has released is the number of car accident deaths for the year. The results reveal that last year was the safest year the state has seen in some 69 years.
There are few feelings worse than not being able to help a friend that you know may be dying. This is what happened to one man in Wisconsin after his friend was involved in a motorcycle vs. auto accident. He had been told that since he's not an EMT, he should not touch a victim for fear of making any injuries worse.
The Wisconsin State Patrol and local authorities are still trying to figure out what caused a pickup truck that had a large trailer attached to it to crash. All three of the occupants in the vehicle at the time of the auto accident had to be taken to an area hospital for treatment. Since that time, one of the vehicle's passengers has passed away.