Nicolet Law Office, S.C.

How much does bankruptcy cost?

Nicolet Law Office often takes phone calls from people who ask this question first. We understand that costs are important to folks who are already under financial strain. Bankruptcy is an investment for our clients and this investment always pays off. The amount of money the client pays is small when compared to the tens of thousands of dollars of debt that is discharged. Bankruptcy gives people a fresh financial start which is a tremendous value.

When most people ask how much a bankruptcy costs, they are comparing fees from different bankruptcy attorneys and are assuming a chapter 7 bankruptcy. Nicolet Law Office charges an attorney fee of $1665 for simpler chapter 7 cases, where a person does not own a business or only owns one parcel of real estate, and has under 20 creditors. In some circumstances, we offer a lower fee to disabled veterans or elderly persons on a fixed income. However, until we complete an initial consultation, we don't know whether chapter 7 is an option for you, or whether another chapter or perhaps non-bankruptcy options are available, and what you qualify for or how it would affect you. Regardless our fees are very favorable when compared to the $2500+ charged by others.

In addition to an attorney fee, there are filing fees which must be paid to the bankruptcy court. As of August 2019, these fees are $335 for a Chapter 7.

Can a bankruptcy filing fee be waived?

In certain cases, a bankruptcy judge may waive filing fees or allow installment payments to be made over the course of time. For a debtor to qualify for a waived fee or installment payments, their income must be lower than 150 percent of the local poverty line. The debtor will be required to regularly complete brief financial information forms, which state that the debtor cannot afford to pay the fee, or are only able to pay it through installments. The final installment payment is typically due within 120 days of filing.

The goal in any bankruptcy is to get a fresh start and to have a balanced budget going forward. Compared to other types of legal cases, a bankruptcy is very cost efficient and a client can compare the actual attorney fee with the amount of debt being discharged.

Bankruptcy is an investment that pays significant dividends. For a free consultation with an experienced bankruptcy attorney in Minnesota or Western Wisconsin, contact Nicolet Law Office today.


Awards & Recognition

Our peers and independent third-party organizations have recognized the hard work and dedication we put into every case. This has led to numerous awards and accolades.

  1. Rated By Super Lawyers | Russel D. Nicolet
    Super Lawyers Rising Stars
    Avvo Rating 10.0 Superb | Top Attorney Personal Injury Avvo Rating 10.0 Superb | Top Attorney Bankruptcy
  2. The American Association of Legal Advocates Wisconsin Association for Justice BBB Accredited Business - A+
  3. Minnesota State Bar Association American Bar Association State Bar of Wisconsin
  4. BV Distinguished | Lexis Nexis | Martindale-Hubbell | For Ethical Standards and Legal Ability The National Trial Lawyers Million Dollar Advocates Forum

Personal Attention To You -
Personal Dedication To Your Case

Contact us today for a free consultation where you will speak directly with one of our attorneys. We are conveniently located for your accessibility, with offices in Hudson, Eau Claire, and five other cities throughout the region. If your condition prevents you from coming to one of our offices, we will happily meet with you at your home or another location that is comfortable for you.

Call Us: 800-456-6956

  • In Wisconsin, call: 715-802-0872
  • In Minnesota, call: 651-243-2872

Tell Us About Your Case We’ll review your case details and contact you with an action plan.

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Wisconsin Offices

Hudson Office
511 2nd Street Suite 203
Hudson, WI 54016

Phone: 715-802-0872
Hudson Law Office Map

Rice Lake Office
337 N. Main Street
Rice Lake, WI 54868

Phone: 715-802-0872
Rice Lake Law Office Map

Eau Claire Office
402 Graham Ave, Suite 305
Eau Claire, WI 54701

Eau Claire Law Office Map

Superior Office
1200 Tower Ave.
Superior, WI 54880

Phone: 715-802-0872
Superior Law Office Map

New Richmond Office
1500 Madison Ave., Suite 220
New Richmond, WI 54017

New Richmond Law Office Map

Wausau Office
408 Third Street, Suite 303
Wausau, WI 54401

Phone: 715-802-0872
Wausau Law Office Map

Woodbury Office
724 Bielenberg Drive, Suite 126
Woodbury, MN 55125

Phone: 651-243-2872
Woodbury Law Office Map

Duluth Office
109 North 2nd Avenue West
Duluth, MN 55802

Phone: 218-208-6502
Duluth Law Office Map

Hibbing Office
Howard Court Bldg.
302 Howard St. , Ste. 123
Hibbing, MN 55746

Phone: 218-208-6502
Hibbing Law Office Map

Minnesota Offices