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Uninsured Motorist Insurance

When a person is injured in an accident involving an automobile it is standard practice for the injured person to make a claim against the driver who injured them as well as that driver's insurance company. Including the insurance companies is important because individual drivers do not usually have sufficient assets to reimburse the people they injure. But what happens if the driver does not have insurance?

If a driver does not have insurance an injured person may face the dilemma of suing a driver and not even getting enough compensation to cover their medical expenses. If you have an automotive insurance policy in the State of Wisconsin, you most likely have something known as uninsured motorist coverage. Wis. Stat. §632.32 regulates certain insurance provisions and among other things, provides for uninsured motorist coverage in insurance policies. Basically, uninsured motorist coverage means that if you are injured by a driver who does not have insurance, your insurance company will pay you an amount of money to help make up for the driver's lack of insurance.

You may have heard that due to recent legislation the amount of money you might be entitled to through uninsured motorist insurance may have been reduced. Depending on the date of the accident, this may be true. Nonetheless, the principal of coverage and the safety net provided by it remain. Uninsured motorist insurance coupled with a knowledgeable attorney on your side could make the difference for you.

Uninsured motorist insurance may be a very powerful tool for you if you have been injured by a motorist without insurance. Contact an attorney today to explore your options and to help determine what you are entitled to.

Written by: Russell D. Nicolet

*please note that this is general information only and not intended to be legal advice. If you have questions or need legal advice please setup an appointment with our attorney, or an attorney of your choosing.

Russell is an attorney with Nicolet Law Office, S.C. Russell represents injured clients in Hudson, New Richmond, River Falls, Prescott, Ellsworth, Roberts, Osceola, St. Croix Falls, Menomonie, Eau Claire, Chippewa Falls and surrounding areas of Wisconsin.

Nicolet Law Office, S.C. has offices in Eau Claire, WI, Hudson, WI and Woodbury, MN and handles car accidents and other personal injury claims. For more information call 715-377-2141 or 715-835-5959 or visit www.nicoletlaw.com or www.eauclaireinjury.com

Awards & Recognition

Our peers and independent third-party organizations have recognized the hard work and dedication we put into every case. This has led to numerous awards and accolades.

  1. Rated By Super Lawyers | Russel D. Nicolet
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Office Locations

Regional Office Map

Hudson Office
511 2nd Street Suite 203
Hudson, WI 54016

Phone: 715-802-0872
Hudson Office

Woodbury Office
724 Bielenberg Drive
Suite 126
Woodbury, MN 55125

Phone: 651-243-2872
Woodbury Office

Superior Office
1507 Tower Ave Suite 210B
Superior, WI 54880

Phone: 715-802-0872
Superior Office

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337 N. Main Street
Rice Lake, WI 54868

Toll Free: 800-456-6956
Rice Lake Office

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402 Graham Ave, Suite 305
Eau Claire, WI 54701

Phone: 715-802-0872
Eau Claire Office

Amery Office
228 Keller Ave N.
Suite 3A
Amery, WI 54001

Toll Free: 800-456-6956
Amery Office

Nicolet Law Office, S.C. helps people throughout Western Wisconsin and Minnesota including; Hudson, Eau Claire, Superior, Amery, Rice Lake, Chippewa Falls, River Falls, Menomonie, Hayward, New Richmond, Spooner, Bloomer and Barron.

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