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Why Hire Nicolet Law?

Get An Experienced Lawyer On Your Case

We’ve helped thousands of clients with a wide range of legal needs. Let us put the skills and experience we’ve gained along the way to work for you!

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For injury and disability cases, the consult is completely free. If you hire us for these types of cases, you pay no attorney fee unless we win.

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We offer free, no obligation initial consultations and affordable payment plans if you choose to hire us for your bankruptcy case.

We Focus On YOUR Goals

We help clients just like you get paid for pain and suffering, lost wages, medical bills, and property damage. We also help our clients wipe out debt, and get the disability and worker’s comp benefits they need.

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We are highly-rated by our clients on all major review platforms. Leading legal publications have included us in prestigious lists such as “Top 40 Under 40” and “Rising Stars.”

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We have many easy-to-access offices throughout the region. Wisconsin and Minnesota locations are available for your convenience!

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Have You Defaulted On Student Loans?

Students loans can be a heavy financial burden, so it’s no wonder that so many people have difficulty paying them back. If you miss more than nine months of payments, you will officially enter default. Student loans are typically not dischargeable through bankruptcy, but our debt-relief attorneys at Nicolet Law Office, S.C. can help you develop a strategy for reorganizing your finances that can free up the cash flow you need. We have multiple locations throughout Wisconsin, including Hudson and Eau Claire.

Consultations are always free.

What Happens If I Don’t Pay My Student Loans?

Not paying back your student loans has a variety of adverse consequences. These include:

  • Wage Garnishment
    If you do not pay on time, the government may deduct payments directly from your paycheck.
  • Tax Penalties
    The government may withhold your tax refund to pay off your student loans.
  • Student Loan Ineligibility
    If you have not paid existing student loans, you can become ineligible for future student loans.
  • Damaged Credit
    Defaulting on educational debt will lower your credit score significantly.
  • Legal Consequences
    The government may file a lawsuit against you to secure payment or take other legal action.

What Options Do I Have?

Many people who are struggling with student loan payments also have other debt as well. If this is your situation, the good news is that we may be able to reorganize or eliminate other kinds of debt to make your student loans more manageable. This could involve extending the payback period of your other loans, filing bankruptcy or using other financial tools. Everyone’s situation is different, so our lawyers always do a thorough analysis to determine what makes the most sense for you.

Get Help With Student Loan Strategy

We have years of experience assisting our clients with successful debt relief strategies. For a free consultation, email us or call our main office number: 715-802-0872.