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Unavoidable credit card debt can cause serious issues

In our recent blog post, we discussed some facts about credit card debt in this country. When it comes down to it, there is only one thing that matters about credit card debt -- keeping it down to a manageable level. If you are in credit card debt, you might be ready to throw in the towel. You might want a do-over. Bankruptcy might be one way that you can make this happen. We can help you to learn if this is an option for your situation.

We know that credit card debt comes for a variety of reasons. If you lost your job and had to rely on credit cards to make ends meet or if you were ill and needed to cover expenses, you couldn't really help the debt. In these cases, you might be extra frustrated because everything was out of your control.

When you file for bankruptcy, it can impact your life. In most cases, this is for the better because you are able to get a fresh start. The big question in these cases is which type of bankruptcy you should file. Most people have two main options -- Chapter 13 and Chapter 7. One requires repayment of debts to a certain extent and the other is based on income and requires liquidation.

We understand that you may have some questions about which option you should consider for your case. While we can't make the decision for you, we can help to guide you through the process of making a decision. From there, we can help you to get your case moving through the bankruptcy court system.

Awards & Recognition

Our peers and independent third-party organizations have recognized the hard work and dedication we put into every case. This has led to numerous awards and accolades.

  1. Rated By Super Lawyers | Russel D. Nicolet
    Super Lawyers Rising Stars
    Avvo Rating 10.0 Superb | Top Attorney Personal Injury Avvo Rating 10.0 Superb | Top Attorney Bankruptcy
  2. The American Association of Legal Advocates Wisconsin Association for Justice BBB Accredited Business - A+
  3. Minnesota State Bar Association American Bar Association State Bar of Wisconsin
  4. BV Distinguished | Lexis Nexis | Martindale-Hubbell | For Ethical Standards and Legal Ability The National Trial Lawyers

Office Locations

Regional Office Map

Hudson Office
511 2nd Street Suite 203
Hudson, WI 54016

Phone: 715-802-0872
Hudson Office

Superior Office
1507 Tower Ave Suite 210B
Superior, WI 54880

Phone: 715-802-0872
Superior Office

Rice Lake Office
337 N. Main Street
Rice Lake, WI 54868

Toll Free: 800-456-6956
Rice Lake Office

Eau Claire Office
402 Graham Ave, Suite 305
Eau Claire, WI 54701

Phone: 715-802-0872
Eau Claire Office

St. Paul Office
332 Minnesota Street, Suite 3172
St. Paul, MN 55101

Phone: 651-243-2872
St. Paul Office

Amery Office
228 Keller Ave N.
Suite 3A
Amery, WI 54001

Toll Free: 800-456-6956
Amery Office

Nicolet Law Office, S.C. helps people throughout Western Wisconsin and Minnesota including; Hudson, Eau Claire, Superior, Amery, Rice Lake, Chippewa Falls, River Falls, Menomonie, Hayward, New Richmond, Spooner, Bloomer and Barron.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.