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Avoiding bankruptcy proceedings through debt settlement

At the Nicolet Law Office, we work with many different kinds of clients in many different kinds of debt situations. In some cases, bankruptcy is not possible. In other situations, bankruptcy is not the best solution for their problems. Regardless of the debt situation you are currently in, it is important to know about the different non-bankruptcy solutions that are available. One of the most common ones is debt settlement.

If you are having a hard time keeping up with your credit card payments and/or loan payments, you are probably dealing with a great deal of stress. It is never an easy decision to make when you are faced with the need to buy food versus the need to pay your monthly debt obligations. If you are currently battling with this kind of situation, debt settlement might be a suitable way for you to get out of a difficult situation.

Debt settlement is advantageous because many people are able to settle their outstanding debts for much less than they actually owe. By settling debts like this, Wisconsin residents may be able to avoid the cost, hassle, embarrassment and credit difficulties that come with bankruptcy proceedings. Furthermore, by avoiding bankruptcy, individuals may be able to prevent the garnishment of wages and avoid lawsuits from creditors and financial organizations.

At the Nicolet Law Firm, the goal we have for all of our bankruptcy and debt settlement clients is to limit and/or reduce their debts while protecting their legal rights. If you are drowning in debt, our firm may be able to help.

Awards & Recognition

Our peers and independent third-party organizations have recognized the hard work and dedication we put into every case. This has led to numerous awards and accolades.

  1. Rated By Super Lawyers | Russel D. Nicolet
    Super Lawyers Rising Stars
    Avvo Rating 10.0 Superb | Top Attorney Personal Injury Avvo Rating 10.0 Superb | Top Attorney Bankruptcy
  2. The American Association of Legal Advocates Wisconsin Association for Justice BBB Accredited Business - A+
  3. Minnesota State Bar Association American Bar Association State Bar of Wisconsin
  4. BV Distinguished | Lexis Nexis | Martindale-Hubbell | For Ethical Standards and Legal Ability The National Trial Lawyers

Office Locations

Regional Office Map

Hudson Office
511 2nd Street Suite 203
Hudson, WI 54016

Phone: 715-802-0872
Hudson Office

Superior Office
1507 Tower Ave Suite 210B
Superior, WI 54880

Phone: 715-802-0872
Superior Office

Rice Lake Office
337 N. Main Street
Rice Lake, WI 54868

Toll Free: 800-456-6956
Rice Lake Office

Eau Claire Office
402 Graham Ave, Suite 305
Eau Claire, WI 54701

Eau Claire Office

St. Paul Office
332 Minnesota Street, Suite 3172
St. Paul, MN 55101

Phone: 651-243-2872
St. Paul Office

Amery Office
228 Keller Ave N.
Suite 3A
Amery, WI 54001

Toll Free: 800-456-6956
Amery Office

Nicolet Law Office, S.C. helps people throughout Western Wisconsin and Minnesota including; Hudson, Eau Claire, Superior, Amery, Rice Lake, Chippewa Falls, River Falls, Menomonie, Hayward, New Richmond, Spooner, Bloomer and Barron.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.